4196 St Cloud Dr
Loveland, CO 80538
CROSSROADS COMMONS OWNERS ASSOCIATION INC · Larimer County, CO
Registered entity: CROSSROADS COMMONS OWNERS ASSOCIATION, INC. (Good Standing)
Needs review means a record exists that requires verification. No record means nothing is on file — which is not an all-clear.
No standout patterns — the full public record is below.
- Group-D soil — high runoff, septic & foundation risk
Action plan for this parcel
- 1.
2 rebate programs match this address
RecommendedrebateAcross state, county, and local sponsors — up to $1,000 stackable. Includes Colorado Wildfire Mitigation Income Tax Credit; Forest Restoration and Wildfire Risk Mitigation (FRWRM) Grant.
Acrescope presents data and surfaces actions — it does not provide financial, legal, tax, or insurance advice. Confirm with a qualified professional before incurring costs.
The deal
What this parcel is worth, what encumbers it, and what its paper trail says — value, distress, listings, sales, and tax.
No distress filings on record for this parcel. We monitor county clerk recordings (NEDs, lis pendens, liens, judgements) and join them via fuzzy name match.
No active for-sale listings on record for this parcel. We track public-record foreclosure-sale lists (county Public Trustee) and attach them here when a sale is scheduled.
PO BOX 58, LOVELAND, CO 805390058
The land
What the ground itself is — cover, soils, buildability, water, minerals, and the public land around it.
- Farmland class
- Not prime farmland
- Land-capability (irrigated)
- 4e
- Land-capability (non-irrigated)
- 4e
- Drainage
- Well drained
- Hydrologic group
- D
- Slope
- 2%
- Avail. water capacity
- 0.19 cm/cm
- Group-D soil — high runoff; septic & foundation cost
Partial coverage — based on the soil/geohazard layers present for this parcel; the read sharpens as those backfill.
No decreed water rights on record — on-site water would rely on a well permit or hauled water. A real constraint in a drought- or fire-exposed area.
No water rights linked to this parcel. We spatially join CO Division of Water Resources records within 200m of the parcel centroid. Most non-agricultural mountain parcels have none on file.
No oil & gas wells within ½ mile of this parcel. Sourced from the Colorado Energy & Carbon Management Commission (ECMC) public registry.
The risk
What could burn, flood, slide, or fail to insure — and how exposed this parcel actually is.
- Wildfire damage potential (CO-WRA)
Very Low▾
Wildfire damage potential is Very Low. Stay current on defensible space; track changes as fuels shift year-to-year.
- CO-WRA bld_dmg_pot tier
- Very Low
- Acrescope wildfire component (0-100)
- 10
- Wildfire-Partners-eligible county
- Yes — local certification program available
Actions that move this rating- Annual fuels check — Even low-tier parcels can drift upward as nearby vegetation grows. Re-run this lookup yearly; adjust home-hardening priorities accordingly.
Source: Colorado Wildfire Risk Assessment (CO-WRA) · bld_dmg_pot
- FEMA flood zone
Zone X (minimal)▾
Zone X — minimal flood hazard mapped. Optional flood insurance still recommended for finished basements.
- FEMA NFHL zone
- X
- NFHL subtype
- AREA OF MINIMAL FLOOD HAZARD
- Special Flood Hazard Area
- No
- Acrescope flood component (0-100)
- 0
Actions that move this rating- Basement / finished-lower-level coverage — Even Zone X parcels can flood from snowmelt, hill runoff, or burst pipes. Confirm your homeowner policy covers below-grade water; add NFIP PRP if it does not.
- In Special Flood Hazard Area?
- No
- Elevation
- 5,036 ft · 1,535 m
- Nearest SNOTEL station
- Copeland Lake34.6 mi · 8,570 ftSnowpack reference for this area — link out for current SWE + 30-year normal.
The owner
Who holds it, through what entity, and what else that owner holds.
- Entity name
- CROSSROADS COMMONS OWNERS ASSOCIATION, INC.
- Status
- Good Standing
- State of formation
- CO
- Formation date
- 2022-07-12
- Entity type
- DNC
- Registered agent
- PHILIP LOPAKA SCHUMAN
| Related entity | Status | Link | Parcels |
|---|---|---|---|
| OTN Townhomes, LLC(CO) | Good Standing | shared address | 35 |
| Crossroads Retail LLC(CO) | Good Standing | agent + address | 7 |
| SC Loveland Yards South LLC(CO) | Good Standing | agent + address | 5 |
| CFR Investments, LLC(CO) | Good Standing | agent + address | 5 |
| SC Goodman Condos, LLC(CO) | Good Standing | agent + address | 3 |
| SC 2534 Flex LLC(CO) | Good Standing | shared agent | 2 |
| DC Shamrock LLC(CO) | Good Standing | shared agent | 2 |
| SC Cloud Office, LLC(CO) | Good Standing | agent + address | 1 |
| St Cloud Holdings, LLC(CO) | Good Standing | agent + address | 1 |
| Timnath Estates, LLC(CO) | Good Standing | shared address | 1 |
| SC Loveland Yards LLC(CO) | Good Standing | shared agent | 1 |
| RSS Holdings, LLC(CO) | Good Standing | shared agent | 1 |
| DC Berthoud LLC(CO) | Good Standing | agent + address | 1 |
| SC Land Estates, LLC(CO) | Good Standing | shared address | 1 |
| Slate Studios LLC(CO) | Good Standing | agent + address | 1 |
| Crossroads DC, LLC(CO) | Good Standing | agent + address | 1 |
- Median household income
- $72,717
- Median home value
- $690,300
- Median gross rent
- $1,812/mo
- Median age
- 25.6
- Owner-occupied
- 30.4%(571 of 1,878 units)
- Bachelor's degree or higher
- 74.1%
- Vacancy rate
- 0.0%
Source: U.S. Census Bureau ACS 2022 5-year estimates, block group 080690017142. Block groups average ~1,500 people; these stats describe the surrounding community, not this parcel specifically.
- Verdict & action plan — full write-up with every claim cited to its record (free: summary above)
- Recommended diligence — the complete prioritized checklist for this parcel (free: top action above)
- Property & valuation — comp set, ag use-value adjustment, valuation walk-through (free: assessor value above)
- Land & stewardship — land cover, soils, buildability, regenerative potential
- Water & subsurface — each decreed right with priority date, WDID, and diversion history (free: counts above)
- Climate & hazards — burn history, insurability workup, mitigation rebate stack (free: tiers above)
- Distress & ownership — filing-by-filing record and the owner’s full entity network (free: flags above)
- Sources & methodology — every source record linked, dated, and retrievable
$99 per parcel — less than a third of one hour with the water attorney it tells you whether you need.
- Parcel ID
- 028e6c69-1569-4417-bdd3-96942ccbf030
- APN
- 8503133001
- Schedule
- 1680142
- Assessor record
- 2026-08-22
- Sale history
- 2026-06-02
- Water rights
- 2026-08-20
- Well permits
- 2026-06-09
- Oil & gas wells
- 2026-08-20
- Federal mineral estate
- 2026-08-22
- Flood zones
- 2026-06-03
- Fire perimeters
- 2026-08-24
- Distress filings
- 2026-08-24
- Entity registrations
- 2026-08-22
- Conservation easements
- 2026-06-11
The date our copy of that office’s records last changed — domains update on different cadences.